Providing for the orderly transfer of  personal assets can be a difficult process. Though most people understand the need to plan for such events, many of us never get around to doing it. An  experienced accountant can often provide the impetus to get things moving in the right direction.

Indeed, an accountant can provide  financial advice, but more importantly he or she can provide an objective view  on emotionally charged issues. At Kostin, Ruffkess & Company, LLC, our estate planning professionals have the knowledge, experience and sensitivity to  help clients achieve their goals.

Through careful planning, we can help  the beneficiaries of an estate, who now may be faced with new financial considerations as a result of an inheritance, and redirect assets in ways that can save significant sums of money.

As a testament to our deep understanding of estate planning, we also serve as independent trustees in a number of cases.  The opportunity to perform at this level is also a measure of the high regard  accorded to us by our clients and their attorneys.

We offer the following Estate and  Succession Planning Services:

• Disability and Life Insurance Analysis
• Trusteeships
• Professional Referrals
• Federal and State Tax Planning
• Specialty Trust Consultations

For additional information, please contact Lawrence Marziale, CPA, ABV at or call 800-286-5726.